Overdue Ageing
Overdue ageing groups unpaid invoices by how many days past due they are, usually 0–30, 31–60, 61–90 and over 90 days.
Also called: ageing report, aging analysis, receivables ageing, debtors ageing
What it means
An overdue ageing report sorts what buyers owe you into buckets based on how late each invoice is:
- 0–30 days overdue: recently due, usually a gentle reminder is enough.
- 31–60 days: needs a call and a dated promise to pay.
- 61–90 days: escalate; consider a formal demand letter.
- 90+ days: the hardest money to recover; decide on next steps quickly.
Some businesses age invoices from the invoice date instead of the due date. Either works if you are consistent, but ageing from the due date shows true lateness.
Why it matters for getting paid
The older an invoice gets, the less likely it is to be paid in full. An ageing report tells you where to spend your limited time each week. It also shows which buyers are slipping before they become a real problem.
Example: Your total outstanding is ₹20,00,000. The ageing shows ₹14,00,000 at 0–30 days, ₹3,50,000 at 31–60, ₹1,50,000 at 61–90 and ₹1,00,000 over 90. That last ₹1,00,000 deserves a focused plan this week.
Build the report from your khata with the free overdue ageing calculator, and track DSO alongside it. For a full playbook, read the overdue payments recovery guide.