Small invoices, big total
A ₹20,000 invoice is easy to forget. Fifty of them is your whole working capital. We follow up on every one of them, every time, without you having to remember.
For distributors & wholesalers
Fifty retailers on credit. One calm way to follow up.
FMCG, pharma, electricals, building material — when you supply many small shops, follow-ups pile up. Udhaar Wapas handles the routine so your team can focus on selling.
Keep the retailer relationship
Your salesman still visits; we take the awkward part. Polite messages in your retailer’s language, with your business name on every one, keep the relationship warm.
- Bulk upload your overdue list from Tally or Excel
- See broken promises and who to call first, every morning
- Give each depot or shop its own view
Know where your money is stuck
See overdue amounts by age bucket and by shop, with a clear recovery percentage. Try our free overdue ageing calculator to start.
What the law does — and doesn’t — give traders
Traders can register on Udyam, but the Ministry of MSME limits that registration to priority-sector lending. The MSMED Act’s delayed-payment interest and the MSME ODR portal are for micro and small manufacturers and service providers, so Udhaar Wapas never cites the Act for a trader.
You still have ordinary legal routes: a clear demand letter, pre-institution mediation, and a civil or commercial suit, usually within three years. A written acknowledgment or part-payment from the buyer restarts that clock. Ask your advocate which fits.
Your money is stuck. Your relationships don’t have to be.
Sign up in two minutes with your phone number. 14 days free, no card needed. We handle the reminders, the calls and the paperwork — izzat ke saath.