Payment recovery and MSME finance writers. The Udhaar Wapas team writes practical guides for Indian distributors, wholesalers and small manufacturers on getting paid on time — politely, legally and without spoiling relationships. Legal and tax content is reviewed before publication.
How Indian distributors can set credit periods and limits, track overdue ageing, calculate DSO in rupees and build a weekly collections routine.
07-Nov-2026 · 7 min read
A practical playbook for distributors to cut days sales outstanding: the DSO formula, credit policy, buyer segments, weekly collections and discount maths.
07-Nov-2026 · 5 min read
Ready-to-copy WhatsApp payment reminder templates in English and Hindi, plus simple rules on timing and tone for chasing overdue B2B invoices politely.
07-Nov-2026 · 4 min read
Step by step: filing a delayed-payment application on the MSME ODR portal, which replaced MSME Samadhaan, with eligibility, documents and what happens next.
07-Nov-2026 · 7 min read
A step-by-step playbook for Indian suppliers to recover overdue invoices politely and legally, from WhatsApp nudges to demand letters, the MSME ODR portal and suits.
07-Nov-2026 · 11 min read
A demand letter comes from your business; a legal notice usually comes through an advocate. Learn when each fits, what to include and how to keep the tone right.
07-Nov-2026 · 7 min read
How the MSMED Act protects Udyam-registered micro and small manufacturers and service providers: the 15/45-day rule, interest, the ODR portal and 43B(h).
07-Nov-2026 · 9 min read
How Section 43B(h), now section 37(2)(g) of the Income-tax Act, 2025, ties a buyer's tax deduction to paying micro and small suppliers on time.
07-Nov-2026 · 6 min read
What Section 15 of the MSMED Act says about paying micro and small suppliers within 45 days, who qualifies, and how to count the due date with real dates.
07-Nov-2026 · 6 min read