# Fifty retailers on credit. One calm way to follow up.

FMCG, pharma, electricals, building material — when you supply many small shops, follow-ups pile up. Udhaar Wapas handles the routine so your team can focus on selling.

## Small invoices, big total

A ₹20,000 invoice is easy to forget. Fifty of them is your whole working capital. We follow up on every one of them, every time, without you having to remember.


## Keep the retailer relationship

Your salesman still visits; we take the awkward part. Polite messages in your retailer’s language, with your business name on every one, keep the relationship warm.

- Bulk upload your overdue list from Tally or Excel
- See broken promises and who to call first, every morning
- Give each depot or shop its own view

## Know where your money is stuck

See overdue amounts by age bucket and by shop, with a clear recovery percentage. Try our free overdue ageing calculator to start.


## What the law does — and doesn’t — give traders

Traders can register on Udyam, but the Ministry of MSME limits that registration to priority-sector lending. The MSMED Act’s delayed-payment interest and the MSME ODR portal are for micro and small manufacturers and service providers, so Udhaar Wapas never cites the Act for a trader.

You still have ordinary legal routes: a clear demand letter, pre-institution mediation, and a civil or commercial suit, usually within three years. A written acknowledgment or part-payment from the buyer restarts that clock. Ask your advocate which fits.


Source: https://udhaar-wapas.com/en/for-distributors